Step 3 of 5
Ask for your payoff and your money
A letter asking for the final statement, every fee with its section, and the date your reserve comes back.
What this asks forFive things in writing: a final statement with every charge and its section, your reserve and the date it comes back, the status of each open invoice, how late payments will be handled, and a statement that they have no further claim once you’ve settled up.
Your details
Used in every letter. Fill in what you know; the rest shows as [brackets] you can type over.
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Your letter
You can edit the letter right here before you copy it. Send it the way your agreement says, keep a copy, and keep proof of delivery.
General information, not legal advice.These are templates and plain-language explainers. Contracts and state laws differ, and we haven’t read yours. If your factor is fighting you, or the amounts are big, talk to a lawyer. We’re not one, and we’re not a factor.