Bobtail vs OTR Solutions

Neither has 5 verified reviews yet, so there are no scores to compare. Below is what each one says publicly, with a link for every line. When drivers review them, their five scores will sit side by side here.

Bobtail

Review Visit site

OTR Solutions

Review Visit site

Haul Factor score

Not scored yetNeeds 5 verified reviews

Verified reviews

0 verified reviews

The five scores

Pay speed–

Reserves–

Leaving–

Fees–

Phone pickup–

Pay speed–

Reserves–

Leaving–

Fees–

Phone pickup–

Haul Factor partner

Not a partner. We are not paid when a driver goes to this factor.

From the factor’s own site and public records

Based in

Maryland: site footer lists Silver Spring and Columbia source

Roswell, GA office; its contact page lists others source

In business

Not stated on the pages we read

Says it was founded in 2011 (as OTR Capital) source

Ownership

Nothing found

Says it acquired TruckSmarter's factoring and banking division on Nov 18, 2025 source

What it offers

Freight factoring and fleet fuel cards source
Same-day or next-day payment on invoices source
FAQ says invoices submitted before 11 AM EST Monday through Friday are funded the same day by 6 PM EST. Expedited payments carry an additional fee; same-day and next-day payments are free source

Non-recourse factoring, fuel card, business banking (services provided by Thread Bank, Member FDIC), working capital source
Says funding is "Truly Instant, 24/7/365" source

Price and terms it publishes

Home page: "Negotiable Rates, Max 3.24%" and "No Monthly, Transaction, or Setup Fees" source
Says same-day pay has no extra charge source
FAQ says its contract has "no reserve requirements, no hidden fees, and a single transparent factoring rate" source

Says "True Non-Recourse" with "no chargebacks, even after 90 days" source
Says its factoring has "no monthly volume minimums" source

Leaving

Home page: "No Long-Term Commitment for the First 90 Days". Its FAQ says: "After a 90-day trial period, Bobtail moves you into a long-term contract." source

Contract length and exit terms are not stated on the pages we read

Ask each one before you sign

How many hours from invoice to money, on a normal Tuesday?
What do you hold back, and when do I get it back?
What does it take to leave: notice, fees, a last invoice? Can I see that in writing?
Is there any fee that isn’t in the quote?
When I call, who picks up?

Facts are what each company’s own pages and public records say, read Oct 30, 2026. We report them; we don’t check or rate them, and none of it counts toward a score. Order is alphabetical, never a ranking. Some factors pay us a referral fee when a driver signs with them. You pay nothing extra, and it never changes a score or ranking. How we make money →

Used one of these?Your review is what fills in the top of this page. Review Bobtail · Review OTR Solutions

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