Apex Capital vs OTR Solutions

Neither has 5 verified reviews yet, so there are no scores to compare. Below is what each one says publicly, with a link for every line. When drivers review them, their five scores will sit side by side here.

Apex Capital

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OTR Solutions

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Haul Factor score

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Verified reviews

0 verified reviews

The five scores

Pay speed–

Reserves–

Leaving–

Fees–

Phone pickup–

Pay speed–

Reserves–

Leaving–

Fees–

Phone pickup–

Haul Factor partner

Not a partner. We are not paid when a driver goes to this factor.

From the factor’s own site and public records

Based in

301 Commerce St., Suite 1200, Fort Worth, TX 76102 source

Roswell, GA office; its contact page lists others source

In business

Says it was founded in November 1995 source

Says it was founded in 2011 (as OTR Capital) source

Ownership

Nothing found

Says it acquired TruckSmarter's factoring and banking division on Nov 18, 2025 source

What it offers

Freight factoring for small and mid-sized trucking companies source
Fuel card program (since 2008), free load board, startup program, mobile factoring app source

Non-recourse factoring, fuel card, business banking (services provided by Thread Bank, Member FDIC), working capital source
Says funding is "Truly Instant, 24/7/365" source

Price and terms it publishes

Its About page says "no hidden fees" and offers "same-day and 24/7 funding" source
Rates page says "No application fees", "No set up fees", "No UCC filing fees" and "No surprises". It lists no Apex rate source
Its home page says it offers freight factoring "with no hidden fees, no long-term contract restrictions, and no required minimum volume demands" source

Says "True Non-Recourse" with "no chargebacks, even after 90 days" source
Says its factoring has "no monthly volume minimums" source

Leaving

Contract length and exit terms are not stated on the pages we read

Ask each one before you sign

How many hours from invoice to money, on a normal Tuesday?
What do you hold back, and when do I get it back?
What does it take to leave: notice, fees, a last invoice? Can I see that in writing?
Is there any fee that isn’t in the quote?
When I call, who picks up?

Facts are what each company’s own pages and public records say, read Oct 30, 2026. We report them; we don’t check or rate them, and none of it counts toward a score. Order is alphabetical, never a ranking. Some factors pay us a referral fee when a driver signs with them. You pay nothing extra, and it never changes a score or ranking. How we make money →

Used one of these?Your review is what fills in the top of this page. Review Apex Capital · Review OTR Solutions

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