Bobtail vs Outgo

Neither has 5 verified reviews yet, so there are no scores to compare. Below is what each one says publicly, with a link for every line. When drivers review them, their five scores will sit side by side here.

Bobtail

Review Visit site

Outgo

Review Visit site

Haul Factor score

Not scored yetNeeds 5 verified reviews

Verified reviews

0 verified reviews

The five scores

Pay speed–

Reserves–

Leaving–

Fees–

Phone pickup–

Pay speed–

Reserves–

Leaving–

Fees–

Phone pickup–

Haul Factor partner

Not a partner. We are not paid when a driver goes to this factor.

From the factor’s own site and public records

Based in

Maryland: site footer lists Silver Spring and Columbia source

Seattle, WA (117 E Louisa St.) source

In business

Not stated on the pages we read

Founded in 2022, per its launch announcement source

Ownership

Nothing found

DAT Freight & Analytics announced it acquired Outgo in May 2025 source

What it offers

Freight factoring and fleet fuel cards source
Same-day or next-day payment on invoices source
FAQ says invoices submitted before 11 AM EST Monday through Friday are funded the same day by 6 PM EST. Expedited payments carry an additional fee; same-day and next-day payments are free source

Non-recourse freight factoring, a debit card, and instant transfers source
Rate match guarantee for qualifying carriers moving from another factor (terms apply) source
Rates page says it reviews and processes payments within 4 hours of invoice upload, with conditions listed on the page (for example, documents in before 3pm EST) source

Price and terms it publishes

Home page: "Negotiable Rates, Max 3.24%" and "No Monthly, Transaction, or Setup Fees" source
Says same-day pay has no extra charge source
FAQ says its contract has "no reserve requirements, no hidden fees, and a single transparent factoring rate" source

Says "Pay just 1.0% in factoring fees on purchases with the Outgo Card"; says no reserves source
Its rates page lists its rates and fees source
Rates page lists the factoring rate by monthly invoicing: under $18k, 3%; $18k to $80k, 2.5%; over $80k, custom. A comparison table on the page shows "2.5% Max rate" source
Rates page says "No reserve and no minimum fees". It lists ACH transfers as free, wire transfers at $20.00, and instant transfers at 1.0% (max $20.00) source
Rates page says you can cancel with 15 days' notice, by buying out the invoices it has processed or having another factor do so source
Rates page describes its non-recourse this way: "If a factorable broker goes bankrupt or folds, you won't have to repay payments received." source

Leaving

Home page: "No Long-Term Commitment for the First 90 Days". Its FAQ says: "After a 90-day trial period, Bobtail moves you into a long-term contract." source

Says "No annual contracts" and "no sign-up fees, cancellation fees, and hidden fees" source

Ask each one before you sign

How many hours from invoice to money, on a normal Tuesday?
What do you hold back, and when do I get it back?
What does it take to leave: notice, fees, a last invoice? Can I see that in writing?
Is there any fee that isn’t in the quote?
When I call, who picks up?

Facts are what each company’s own pages and public records say, read Oct 30, 2026. We report them; we don’t check or rate them, and none of it counts toward a score. Order is alphabetical, never a ranking. Some factors pay us a referral fee when a driver signs with them. You pay nothing extra, and it never changes a score or ranking. How we make money →

Used one of these?Your review is what fills in the top of this page. Review Bobtail · Review Outgo

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