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OTR Solutions reviews

Not scored yet. A factor needs 5 verified reviews to get a score. Formerly OTR Capital.

Same owner as TruckSmarterOTR Solutions says it acquired TruckSmarter’s factoring and banking division on Nov 18, 2025, and TruckSmarter’s help center says its factoring is now part of OTR Solutions. source Each factor keeps its own page, and a review counts only for the factor it names. Check how each is run today before assuming they work alike.

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Public facts

From OTR Solutions’s own site and public records, read Oct 30 and Nov 1, 2026. We report what a page says. We don’t check it, we don’t rate it, and none of it counts toward a score. How we collect facts →

Based in
Roswell, GA office; its contact page lists others source
In business
Says it was founded in 2011 (as OTR Capital) source
Ownership
Says it acquired TruckSmarter's factoring and banking division on Nov 18, 2025 source
What it offers
  • Non-recourse factoring, fuel card, business banking (services provided by Thread Bank, Member FDIC), working capital source
  • Says funding is "Truly Instant, 24/7/365" source
Price and terms it publishes
  • Says "True Non-Recourse" with "no chargebacks, even after 90 days" source
  • Says its factoring has "no monthly volume minimums" source
Leaving
Contract length and exit terms are not stated on the pages we read. Ask for the full agreement before you sign.

Terms not published

Checked Nov 1, 2026. OTR Solutions does not publish a rate or fee schedule; a contract length or a reserve percentage; or a notice period or an early-termination fee amount on the pages we read. Its FAQ says contract lengths and requirements "can vary by program" and that its team will walk you through the terms before you sign. It gives no length, notice period or fee amount.

Pages we read on OTR Solutions’s own site: otrsolutions.com, otrsolutions.com/solutions, otrsolutions.com/solutions/true-non-recourse-factoring, otrsolutions.com/solutions/fleet-factoring, otrsolutions.com/solutions/what-is-freight-factoring, otrsolutions.com/faqs, otrsolutions.com/why-otr, otrsolutions.com/get-started, otrsolutions.com/about-us, otrsolutions.com/starting-a-trucking-company. If a page we missed publishes these terms, tell us at support@haulfactor.com and we will add it. Ask for the full agreement before you sign.

OTR Solutions, formerly OTR Capital

OTR Solutions’ about page says it rebranded from OTR Capital to OTR Solutions in 2022, and otrcapital.com now leads to otrsolutions.com. If you signed under the OTR Capital name, check your agreement for the name on it. OTR Solutions’ about page

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Questions about OTR Solutions

Is OTR Capital the same as OTR Solutions?

OTR Solutions’ about page says it rebranded from OTR Capital to OTR Solutions in 2022, and otrcapital.com now leads to otrsolutions.com. OTR Solutions’ about page

How are OTR Solutions reviews checked?

Every reviewer’s MC or USDOT number is looked up in the federal carrier record. They then confirm with a one-time code to the phone on that record, or with a screenshot from their factor’s app that a person at Haul Factor checks. One review per carrier per factor. How verification works →

Can OTR Solutions change or delete a review?

No. OTR Solutions can reply in public. Reviews come down only for the reasons on our review rules page, applied the same to good and bad reviews.

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