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TBS Factoring reviews

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Same owner as Love's Financial and Saint John CapitalLove’s Financial says it acquired TBS Factoring Service, Saint John Capital and Financial Carrier Services. The deal closed Dec 19, 2025. source Each factor keeps its own page, and a review counts only for the factor it names. Check how each is run today before assuming they work alike.

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Public facts

From TBS Factoring’s own site and public records, read Oct 30, 2026. We report what a page says. We don’t check it, we don’t rate it, and none of it counts toward a score. How we collect facts →

Based in
Oklahoma City, OK (7740 NW 85th Terrace) source
In business
Says "over 50 years" of freight factoring experience source
Ownership
Love's Financial says it acquired TBS Factoring Service (deal closed Dec 19, 2025) source
What it offers
  • Recourse and non-recourse freight factoring, fuel advances, fuel cards, and the "TBS: Get Paid" app source
  • Says same-day processing source
Price and terms it publishes
  • Says "No reserve account" and "No sign-up fees" source
  • Says "No volume requirement" and "Pricing can vary by volume and debtor quality". No rate is on the page source
Leaving
Contract length and exit terms are not stated on the pages we read. Ask for the full agreement before you sign.

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Saint John Capital vs TBS FactoringLove's Financial vs TBS FactoringPick another →

Questions about TBS Factoring

How are TBS Factoring reviews checked?

Every reviewer’s MC or USDOT number is looked up in the federal carrier record. They then confirm with a one-time code to the phone on that record, or with a screenshot from their factor’s app that a person at Haul Factor checks. One review per carrier per factor. How verification works →

Can TBS Factoring change or delete a review?

No. TBS Factoring can reply in public. Reviews come down only for the reasons on our review rules page, applied the same to good and bad reviews.

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