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Saint John Capital reviews

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Same owner as Love's Financial and TBS FactoringLove’s Financial says it acquired TBS Factoring Service, Saint John Capital and Financial Carrier Services. The deal closed Dec 19, 2025. source Each factor keeps its own page, and a review counts only for the factor it names. Check how each is run today before assuming they work alike.

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Public facts

From Saint John Capital’s own site and public records, read Oct 30, 2026. We report what a page says. We don’t check it, we don’t rate it, and none of it counts toward a score. How we collect facts →

Based in
8725 W. Higgins Road, Suite 800, Chicago, IL 60631 source
In business
Site data lists a founding date of 2000 source
Ownership
Love's Financial says it acquired Saint John Capital (deal closed Dec 19, 2025) source
What it offers
  • Freight factoring with 100% advance, optional 50% fuel advance at pick-up source
  • Same-day wire for a small fee, or next-day ACH free source
Price and terms it publishes
  • Says "No Reserves" and "No Hidden Fees" source
  • FAQ says to call or fill out the form "for an instant rate quote". No rate is on the page source
Leaving
FAQ: "Try our 60-day trial... without the worry of being locked into a contract." Terms after the trial are not on the page. source

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Questions about Saint John Capital

How are Saint John Capital reviews checked?

Every reviewer’s MC or USDOT number is looked up in the federal carrier record. They then confirm with a one-time code to the phone on that record, or with a screenshot from their factor’s app that a person at Haul Factor checks. One review per carrier per factor. How verification works →

Can Saint John Capital change or delete a review?

No. Saint John Capital can reply in public. Reviews come down only for the reasons on our review rules page, applied the same to good and bad reviews.

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