eCapital vs Triumph

Neither has 5 verified reviews yet, so there are no scores to compare. Below is what each one says publicly, with a link for every line. When drivers review them, their five scores will sit side by side here.

eCapital

Review Visit site

Triumph

Review Visit site

Haul Factor score

Not scored yetNeeds 5 verified reviews

Verified reviews

0 verified reviews

The five scores

Pay speed–

Reserves–

Leaving–

Fees–

Phone pickup–

Pay speed–

Reserves–

Leaving–

Fees–

Phone pickup–

Haul Factor partner

Not a partner. We are not paid when a driver goes to this factor.

From the factor’s own site and public records

Based in

Not stated on the pages we read

12700 Park Central Drive, Suite 1700, Dallas, TX 75251 source

In business

Says it was founded in 2006 and launched its Transportation Group in 2019 source

Its factoring arm began as Advance Business Capital (2004) and was acquired in 2012, per Bank Director source

Ownership

Its timeline lists acquiring Instapay Freight Factoring in 2021 and TAFS in 2024 source

Factoring is offered by TBK Bank, SSB, Member FDIC, d/b/a Triumph source

What it offers

Freight factoring, recourse or non-recourse options, same-day funding source
Also lends to other industries (asset-based lending, supply chain finance, and more) source

Freight factoring, payments, and intelligence products for carriers, brokers, shippers and factors source

Price and terms it publishes

Freight page says "no hidden fees" source

Carrier page: "Non-Recourse Contracts Available" and "No Minimums/No Reserves" source
Says it charges no wire fees and no price changes without notice source
Carrier page says "Transparent Pricing" and "What you see is what you get". No rate is on the page source

Leaving

Contract length and exit terms are not stated on the pages we read

Ask each one before you sign

How many hours from invoice to money, on a normal Tuesday?
What do you hold back, and when do I get it back?
What does it take to leave: notice, fees, a last invoice? Can I see that in writing?
Is there any fee that isn’t in the quote?
When I call, who picks up?

Facts are what each company’s own pages and public records say, read Oct 30, 2026. We report them; we don’t check or rate them, and none of it counts toward a score. Order is alphabetical, never a ranking. Some factors pay us a referral fee when a driver signs with them. You pay nothing extra, and it never changes a score or ranking. How we make money →

Used one of these?Your review is what fills in the top of this page. Review eCapital · Review Triumph

Change factors · Also: Apex Capital vs eCapital · eCapital vs OTR Solutions · OTR Solutions vs Triumph · RTS Financial vs Triumph