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RTS Financial reviews

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Public facts

From RTS Financial’s own site and public records, read Oct 30, 2026. We report what a page says. We don’t check it, we don’t rate it, and none of it counts toward a score. How we collect facts →

Based in
9345 Metcalf Avenue, Overland Park, KS 66212 source
In business
Says it has spent "40+ years" providing financial services source
What it offers
  • Freight factoring, fuel cards, mobile app, insurance, load board source
Price and terms it publishes
  • Says it advances "more than 90 percent" of the invoice within 24 hours, then sends the balance minus a fee. Rate not published source
Leaving
Contract length and exit terms are not stated on the pages we read. Ask for the full agreement before you sign.

Terms not published

Checked Nov 1, 2026. RTS Financial does not publish a rate or fee schedule; a contract length or a reserve percentage; or a notice period or an early-termination fee amount on the pages we read. Its home page has a factoring rate calculator that gives an estimate for your own numbers, and says the rate shown "is an estimate only and does not represent a guaranteed offer". It publishes no rate or fee schedule.

Pages we read on RTS Financial’s own site: rtsinc.com, rtsinc.com/trucking-services/freight-factoring, rtsinc.com/trucking-services/fuel-cards, rtsinc.com/resources/faqs, rtsinc.com/resources/about-us, rtsinc.com/resources/blogs/what-is-factoring. If a page we missed publishes these terms, tell us at support@haulfactor.com and we will add it. Ask for the full agreement before you sign.

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Questions about RTS Financial

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Every reviewer’s MC or USDOT number is looked up in the federal carrier record. They then confirm with a one-time code to the phone on that record, or with a screenshot from their factor’s app that a person at Haul Factor checks. One review per carrier per factor. How verification works →

Can RTS Financial change or delete a review?

No. RTS Financial can reply in public. Reviews come down only for the reasons on our review rules page, applied the same to good and bad reviews.

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