Denim vs Truckstop Factoring

Neither has 5 verified reviews yet, so there are no scores to compare. Below is what each one says publicly, with a link for every line. When drivers review them, their five scores will sit side by side here.

Same ownerTruckstop says it acquired Denim on Aug 19, 2025, and is moving factoring customers to “Denim by Truckstop.” source Each keeps its own page and its own reviews. Check how each is run today before assuming they work alike.

Denim

Review Visit site

Truckstop Factoring

Review Visit site

Haul Factor score

Not scored yetNeeds 5 verified reviews

Verified reviews

0 verified reviews

The five scores

Pay speed–

Reserves–

Leaving–

Fees–

Phone pickup–

Pay speed–

Reserves–

Leaving–

Fees–

Phone pickup–

Haul Factor partner

Not a partner. We are not paid when a driver goes to this factor.

From the factor’s own site and public records

Based in

Not stated on the pages we read

Boise, ID source

In business

Not stated on the pages we read

Ownership

Truckstop announced on Aug 19, 2025 that it acquired Denim source

Operated by Internet Truckstop Payments, LLC and Busbot Inc. Truckstop acquired Denim on Aug 19, 2025 source

What it offers

Factoring, payments and collections, back-office tools, and a fuel card source
Truckstop says it is migrating factoring customers to "Denim by Truckstop" source

Carrier factoring with non-recourse options, express funding, and free broker credit checks source

Price and terms it publishes

Truckstop says migrating customers keep the same agreement, rates and coverage source

Promo: 1.99% for the first three months for eligible new customers approved by Oct 31, 2026; the page says its standard rate is 2.99% source
Says "No surprise fees, no reserve accounts" and "no volume requirements" source

Leaving

Contract length and exit terms are not stated on the pages we read

Ask each one before you sign

How many hours from invoice to money, on a normal Tuesday?
What do you hold back, and when do I get it back?
What does it take to leave: notice, fees, a last invoice? Can I see that in writing?
Is there any fee that isn’t in the quote?
When I call, who picks up?

Facts are what each company’s own pages and public records say, read Oct 30, 2026. We report them; we don’t check or rate them, and none of it counts toward a score. Order is alphabetical, never a ranking. Some factors pay us a referral fee when a driver signs with them. You pay nothing extra, and it never changes a score or ranking. How we make money →

Used one of these?Your review is what fills in the top of this page. Review Denim · Review Truckstop Factoring

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