We’re Not a Matching Service. We’re a Filter.
You don’t need another list of factoring companies. You need to know which ones are actually worth talking to.
That’s why we screen lenders before we ever put your name in front of them.
See If I Qualify →We Don’t Just Refer. We Screen First.
A Good Sales Pitch Doesn’t Mean a Good Contract.
The real problems often show up after you sign.
Hidden Fees
A good advertised rate can become expensive once processing, ACH, minimum-volume, or termination fees start adding up.
Contract Traps
Long lock-ins, automatic renewals, and difficult termination terms can keep you stuck longer than expected.
Slow Reserve Releases
Your reserve is your money. You should know exactly when and how it will be released.
Unclear Underwriting
Factoring should be based primarily on your customers’ creditworthiness – not hidden personal-credit requirements.
Matching Site vs. Haul Factor
The difference isn’t how many lenders we show you. It’s what happens before the referral.
Four Things You Can Expect From Us.
No Personal Credit Check
We work with factoring lenders that evaluate the customers paying your invoices rather than treating factoring like a traditional personal loan.
Every Lender Screened First
Fees, contracts, reserve-release timing, and underwriting are reviewed before referrals happen.
Free to Use
There’s no cost to use Haul Factor or receive a referral through us.
One Direct Referral
No long shortlist. No sales runaround. One lender that’s already cleared our screen.
No Written Reserve Timeline? No Referral.
If a factoring company can’t tell us in writing exactly how long reserve release takes, they’re out of our network.
See Everything We Check →Start With a Factoring Company That’s Already Been Screened.
Complete the Factor Screen and we’ll connect you with one lender from our screened network.